The operational risk policies form the basis for written business procedures and reconciliation and control procedures for the relevant areas as well as for the Group’s system development. Measurement, monitoring and management reporting on market risk are carried out on a daily basis. The Group calculates current market risk using a database that is integrated with its trading systems. In addition, the Group conducts intra-day spot checks of the risks in the individual business areas. Day-to-day risk management includes setting limits for business areas and sub-areas. These limits are monitored systematically, and procedures have been established for follow-up in the organisation.