The Group has established a functional separation between units that enter into business transactions with customers or otherwise expose the Group to risk on the one hand, and units in charge of overall risk management on the other. Overall risk management is centralised under Group Credits and Group Finance, where Risk Management, the Group’s department for general risk monitoring, is located. Each business area is responsible for the business transactions it enters into. A number of responsibilities, including day-to-day risk management and monitoring, have therefore been delegated to each business area. To optimise the division of duties between business areas and support functions, the Group has developed the Danske Banking Concept, which is based on the principle of a uniform customer segmentation and service across the business areas. The Concept also includes a uniform organisation and uniform processes in the business areas. To a great extent, the processes are based on the shared IT platform implemented over the past few years. The Concept serves to optimise the control measures carried out at the Group level by Group Credits and Group Finance, among others.		Get additional information about the organisational structure of the Danske Bank Group.
	RISK ORGANISATION OF THE DANSKE BANK GROUP